Insurance is omnipresent in the practice of law because insurance is the primary means by which companies and individuals deal with risks. Lawyers, of course, often make a living either by counseling clients about how to plan for risks or by serving clients whose risks have developed into losses. This course will introduce students to fundamental principles of insurance law and regulation. It will survey the nature and function of insurance, insurance contract formation and meanings, and insurance regulation. We will also look at specific legal issues relating to different lines of insurance, such as property, life, health, and liability insurance.